Liability insuranceLiability Insurance made in case of causing physical harm to a person's life, health and property of third parties due to the onset of specific and non-specific risks that arise in the course of business of the insured.
sum insured is determined by agreement of the parties, based on the amount of personal responsibility of the insured to third parties. The contract of insurance may be due to limit liabilities SC "Point" for each separate occurrence, by type of damage caused to third parties, and for every person who has suffered.
insurance rate depends on the chosen risk life insurance, and other factors and is located within 0,15 - 1,5% of the sum insured.
Indemnity is paid within the sum insured, depending on the amount of damage caused to third parties, subject to deductibles and other terms and conditions of insurance.